


ROII: Lower Workersā Comp Costs for Builders in Skagit & Island Counties
If youāre a SICBA member looking to earn back some of what you pay in workersā comp premiums to L&I and improve jobsite safety, the ROII retrospective rating Washington program might be a great fit for your business. ROII is a Retro (Retrospective Rating) safety incentive program that helps qualifying companies earn refunds by preventing injuries and effectively managing claims.
See if your business qualifies
What is ROII program in Washington?
A Program That Rewards Safety and Prevention
ROII is Washington stateās largest and longest-running safety incentive program. Our goal is simple: help businesses prevent injuries through stronger workplace safety and proactive strategies.
If an employee is injured, we'll help you help them get better quicker with a successful return-to-work experience.
Businesses that participate and share our goal earn an average refund of 39%. Since 1982, ROII has returned over $500 million to participating companies.
With field reps across the stateāincluding right here in Skagit and Island countiesāwe understand how things work, right where you work. Whether you're a small contractor or a large operation, weāve got your back.
Why SICBA Members Choose ROII
More Than Just RefundsāYou Get a Safety Partner
As a member of the Skagit/Island Counties Builders Association (SICBA), you know that managing safety and workersā comp can be a full-time job. ROII makes it easier by offering:
- Expert help navigating L&I claims and processes
- Return-to-work support to lower claim costs
- Practical tools and resources to boost jobsite safety
- A dedicated team that understands construction
Local Builders Trust ROII
Real Stories from SICBA Members
āWeāve been part of ROII since 1994, and itās been one of the best decisions weāve made for our company. The refunds are great, but itās the support that really sets ROII apart. Their claims team is incredible ā they help you take care of everything and make sure you know theyāre there to support you through the entire process. Itās made a big difference in keeping our team safe and our costs down.ā
ā Curtis Banta, Yonkman Construction | Oak Harbor, WA
āWe have been a member since 1993, and ROII has returned us more than seven times our membership cost over that time, while keeping our workers safe. What is not to love about that?ā
ā Ted Clifton, CVH, Inc. | Coupeville, WA

Get Started Today
See if Your Construction Business QualifiesĀ
If you're a contractor, remodeler, or construction professional in Anacortes, Mount Vernon, Oak Harbor, or anywhere in Skagit or Island County, now is the time to find out how much you could save.
Frequently Asked Questions About ROII for Builders & Contractors in Skagit and Island Counties
What is ROII in Washington?
ROII (Return on Industrial Insurance) is Washingtonās largest retro safety incentive program through BIAW, helping builders and contractors lower workersā compensation costs.
How can ROII help my construction business save money?
By improving jobsite safety and managing claims effectively, your company can earn significant refunds on L&I premiumsāoften totaling thousands of dollars per year.
Who qualifies for ROII?
Licensed contractors, builders, remodelers, and suppliers in Skagit & Island Counties who are members of a local builders association (like SICBA) and have an active L&I account.
Does ROII offer help with workersā comp claims?
Yes. ROII provides professional claims assistance, safety resources, and training to help keep your L&I rates low.
How do I sign up for ROII in Skagit or Island County?
Contact the Skagit/Island Counties Builders Association (SICBA) to get started with ROII and start lowering your workersā comp costs.